Headed by Mark Moore, advises clients regarding negotiable instruments law, electronic banking matters, ACH, deposit account matters and regulatory compliance.

Banking Operations
Aldrich & Bonnefin has developed an expertise in all areas of banking operations. Regulatory compliance, negotiable instruments, legal process and account documentation are among the areas of specialization of the firm. The firm provides assistance with Truth-in-Savings, Regulation CC and Regulation D compliance issues and prepares account disclosures, account agreements and other documentation related to banking operations.

The firm is especially involved in "on-the-spot" telephone support to clients for immediate advice concerning levies, stop payments, account disputes, search warrants and subpoenas. The firm has found that early intervention can reduce risk and promote early resolution of operation claims and disputes.

The firm's practice includes broad experience representing financial institutions in computer service contracts, including the provision of financial data services and software by banks. The firm also assists with new product development in areas such as mutual funds, sweep accounts and Smart Cards.

Aldrich & Bonnefin also provides comprehensive support in connection with deposit-based consumer financial services. The firm regularly assists financial institutions in the establishment of ATM card programs, POS programs and Automated Clearing House credit and debit programs.